Educational use only
NetWorthXI provides calculators and general educational material about net worth and saving. It does not provide individual financial, investment, legal or tax advice, and nothing on the site is a recommendation to buy, sell or hold any product or to take any financial action.
Calculator results
- Results depend entirely on the numbers and assumptions you enter.
- Growth rates, inflation and returns used in the tools and guides are assumptions or illustrations, not forecasts or guarantees.
- Taxes, fees and many personal circumstances are not included.
- Real outcomes can differ, sometimes substantially.
Review the formulas on the methodology page before relying on a result, and consider qualified professional advice for important decisions.
Source data and examples
Examples are illustrations. Survey benchmarks describe a population at a point in time, mostly U.S. families, and are not a personal target. We link to sources and show dates so you can check them; source organisations may revise their data.
Translations
Pages in languages other than English were translated with AI assistance and have not been reviewed by a human translator unless stated. Translations may contain errors. If a translation differs from the English page, the English page is the reference version.
Using the contact form
Do not use the form to send unlawful, abusive or spam content, or other people’s personal information without permission. We may block submissions that appear automated or abusive. We aim to read messages but cannot guarantee a reply or a response time.
Content and acceptable use
The text, graphics and code on this site are owned by NetWorthXI unless stated otherwise. You may link to pages and quote short extracts with a link back. Do not copy whole pages, scrape the site in a way that harms its operation, or try to interfere with its security.
Advertising and external links
The site shows advertising served by Google. Ads and linked websites are the responsibility of their operators; showing an ad or linking to a site does not mean we endorse it.
Availability and changes
We may update, change or remove features and content at any time. We do not guarantee that the site will be available without interruption or free of errors. If you find an error, please report it through the contact page.
Limits of responsibility
To the extent permitted by law, NetWorthXI is not responsible for losses arising from decisions made using the site’s calculators or content. Nothing in these terms limits any rights that cannot lawfully be limited under the law that applies to you.
Changes to these terms
We may update these terms. The date at the top shows when they last changed.